Insurance Information

Rental rates include compulsory “Collision Damage Waiver” (CDW) which provides Comprehensive Insurance Cover for one driver aged 23-80 with a standard “Customer Damage Responsibility Excess” payable in the event of any damage caused of up to a maximum amount of £800 per incident.

Optional Voluntary Insurances to reduce the Damage Excess Responsibility Amount

Choices

Damage Reduction Cover or Peace of Mind Cover ?

Damage Reduction Cover or Peace of Mind Cover ?

Damage Excess Reduction Cover: Currently £5.25p per day (including tax), provides a REDUCED Customer Damage Responsibility Excess of up to a maximum amount of £300.00p per incident.

Peace of Mind Cover: Currently £8.50p per day (including tax), provides FULL  PROTECTIVE COVER with £Nil EXCESS responsibility amount payable on the event of damage during the period of hire. – Customers accepting the £Nil Excess Option can currently elect an Additional Driver FREE of charge. The additional driver is required to produce a full current driving license and must be approved to drive by the company prior to operating the vehicle.

Customers made aware that, where they elect to stand responsible for an amount of damage excess by declining the optional Insurance Reduction Covers made available to them, they are required to provide, an additional pre-authorised security deposit for the chosen responsibility amount, which is secured on a credit/debit card, in addition to the rental charges paid at the time of vehicle collection

Additional Drivers who are nominated by the Hirer must produce a full current driving license for inspection in person and must be approved by the Company before operating a vehicle. There is an additional daily charge (currently £5.25p per day) for each additional driver, who, when approved, may operate any vehicle owned by Athol Car Hire during the period of hire.

Personal Accident Insurance is not available to IOM hirers.

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