Insurance Information

Rental rates include compulsory “Collision Damage Waiver” (CDW) which provides Comprehensive Insurance Cover for one driver aged 23-under 81 with a standard “Customer Damage Responsibility Excess” payable in the event of any damage caused of up to a maximum amount of £1,000 per incident.

Optional Voluntary Insurances to reduce the Damage Excess Responsibility Amount

Choices

Damage Reduction Cover or Peace of Mind Cover ?

Damage Reduction Cover or Peace of Mind Cover ?

Damage Excess Reduction Cover: Currently £6.50p per day (including tax), provides a REDUCED Customer Damage Responsibility Excess of up to a maximum amount of £300.00p per incident.

Alternatively, our Peace of Mind Cover: Currently £10.00p per day (including tax), provides FULL PROTECTIVE COVER with £Nil EXCESS responsibility amount payable on the event of damage during the period of hire. – Customers accepting the £Nil Excess Option can currently elect an Additional Driver “FREE” of charge (otherwise charged at £10.00p per day). The additional driver is required to produce a full current driving license and must be approved to drive by the company prior to operating the vehicle.

Customers are made aware that:

1. Where they elect to stand responsible for an amount of damage excess, by declining the optional Insurance Reduction Covers made available to them, they are required to provide, an additional pre-authorised security deposit for the chosen responsibility amount, which is secured on a credit/debit card, in addition to the rental charges paid at the time of vehicle collection.

2. Where they have booked and paid for rental charges through an alternative company with whom we may act as the “Supplying Agent”, and the customer wishes to decline the Optional Insurance Reduction Covers made available by Athol, due to having purchased alternative insurances elsewhere, they are still required to provide, an additional pre-authorised security deposit for the chosen responsibility amount, which is secured on a credit/debit card, since any independently sourced insurance purchased from an alternative company, is solely a contract/policy between the customer/hirer and the customer’s insurance supplier and is not associated to Athol Car Hire. As such, we are unable to become associated as a third party claimant. Customers are required to settle any damage charges with Athol Car Hire by deduction from the security deposit, and then make a claim to their insured to recover their costs.

Additional Drivers who are nominated by the Hirer must produce a full current driving license for inspection in person and must be approved by the Company before operating a vehicle. There is an additional daily charge (currently £10.00p per day) for each additional driver, who, when approved, may operate any vehicle owned by Athol Car Hire during the period of hire.

Customers electing £Nil Customer Damage Excess through Athol , can nominate an additional driver “free” of charge.

Personal Accident Insurance is not available to IOM hirers.

END

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  • We’ve been around for a number of years! Athol Garage (1945) Ltd. Next year, 2024 is our 80th anniversary!

    We’ve been around for a number of years! Athol Garage (1945) Ltd. Next year, 2024 is our 80th anniversary!

    Our distinctive yellow "A" badge is still displayed on the boot lid of all of our hire vehicles as it has been for the past 80 years. You will spot them whilst driving around. There are over 130 vehicles on fleet from small economic runabouts to larger prestige cars, estates, SUV's, automatics, minibuses and all sorts of van sizes available. Nobody on the Island offers such a large number and range of vehicles to choose from.